Posts Tagged ‘insurance & pension’

LLC Insurance

As the legal form affects power health insurance benefits there is a difference whether private health insurance as a corporation or LLC changed its name? The Internet portal for private krankenversicherung.de shows that the legal form of a health insurance company can certainly have influence on the insurance services offered. For the policyholder is the knowledge of the characteristics, bring the health insurance companies in the form of joint stock companies (AG), insurance associations, mutual (VVG) or in the form of an institution under public law with meaningful guidance on choosing the right provider. The decisive criteria, which are different the individual legal forms and pay attention to that, are the composition of the insurance community, the expected return and the number of insured persons. Due to its prominence in the market and the resulting large number of policyholders and rates, companies seem to be a safe alternative. For her entrepreneurial skill is prerequisite to the investors on board to be able to keep and are in the market. At the same time AGs of regulated are subject to and as a result less flexible in their decisions as, for example, insurance clubs reciprocity or health insurance in the form of a public law institution. Here, less is the profit maximization in the foreground, as rather the benefits for the individual. Because health insurance companies just in the form of VVGs can have a smaller customer base and more flexible Act, they provide the most special rates for their policyholders.

Some special models for smoking or for vegetarians are not uncommon. In the past, VVGs were so often pioneered schemes which sometime were later also adopted by other providers in the market.